Relocating to Seattle: Your Step-by-Step Guide for Out-of-State Buyers

Relocating to Seattle: Your Step-by-Step Guide for Out-of-State Buyers

Moving to a new city is a huge decision, and if you’re relocating to Seattle, you’re in for an exciting journey. I understand how overwhelming this process can feel—especially when you’re navigating a competitive real estate market from out of state. With the right guidance and a clear plan, your move can be smooth and stress-free. That’s exactly what I’m here to help with. Whether it’s finding the perfect home or settling into your new community, I’ve got you covered with this comprehensive relocation checklist.

 

  1. Get to Know Seattle’s Neighborhoods

Get to Know Seattle's Neighborhoods

Seattle is a city of diverse neighborhoods, each with its own character and charm. Before diving into your home search, take the time to explore different areas to find the one that best suits your lifestyle and needs.

 

Research the Market: Seattle’s real estate market is competitive, and it moves fast. Knowing the current pricing trends and the demand in different neighborhoods will help you make informed decisions. 

Explore Neighborhood Vibes: Whether you’re looking for the laid-back vibe of Ballard, the urban energy of Capitol Hill, or the stunning waterfront views in West Seattle, Seattle has something for everyone. Think about what matters most to you—commute times, school districts, parks, or local amenities—and start narrowing down your options.

Seattle’s Climate: Let’s be honest—Seattle’s rainy reputation is well-earned. If you’re not a fan of gray skies and rain, make sure you’re prepared for the weather. But trust me, the city’s beauty more than makes up for it!

 

  1. Partner with a Local Real Estate Expert

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Having an experienced local real estate agent by your side is key when you’re relocating from out of state. You need someone who knows the ins and outs of the Seattle market and who can be your eyes and ears on the ground.

 

Find the Right Agent: Look for a realtor who not only knows the Seattle market but has experience working with out-of-state buyers. I specialize in helping clients navigate this process from afar, so you can feel confident even if you can’t be here in person.

Get Referrals & Reviews: Ask around for recommendations or check online reviews on platforms like Zillow. Choosing an agent with a solid track record will ensure you’re in good hands throughout your move.

Interview Agents: Don’t be afraid to hop on a video call and interview agents before making your choice. It’s important that you feel comfortable and supported during this process.

 

  1. Secure Your Financing Early

Secure Your Financing Early

In Seattle’s competitive market, being financially prepared is non-negotiable. Securing your financing before you start making offers is essential, especially when homes can receive multiple offers in just days.

 

Get Pre-Approved: Work with a lender to get pre-approved for a mortgage as soon as possible. This will not only give you peace of mind but also make your offers stand out in this fast-paced market.

Explore Your Loan Options: Depending on your situation, you might need to consider jumbo loans, especially if you’re looking in Seattle’s higher-priced neighborhoods. If you’re a physician, ask about doctor loan programs that may benefit you.

Factor in Local Costs: Seattle has some unique taxes, like the real estate excise tax (REET). Make sure you account for these extra costs in your overall budget so there are no surprises later on.

 

  1. Plan for Remote Home Buying

Plan for Remote Home Buying

Let’s face it—you may not be able to visit every home in person, but that doesn’t mean you have to miss out. With the right agent and tools, buying a home remotely can be a smooth and successful process.

 

Use Virtual Tours: As your agent, I’ll provide virtual tours and video walkthroughs to help you feel confident about the properties you’re considering. I’ll answer all your questions, give you an in-depth look at the home, and highlight any details you might otherwise miss.

Work with a Relocation Specialist: I’ve helped many clients relocate to Seattle from out of state, and I’m here to handle the details. From inspections to closing paperwork, I’ll make sure everything runs smoothly—even if you’re not physically here.

 

  1. Understand Seattle’s Cost of Living

Understand Seattle’s Cost of Living

Seattle’s cost of living can come as a surprise if you’re moving from a more affordable area. It’s important to be prepared and budget accordingly.

 

Know What to Expect: Seattle’s housing market is expensive, and other costs like utilities, groceries, and transportation can add up. But don’t worry—there are plenty of tools and calculators that can help you get a clear picture of what to expect.

Embrace the Seattle Lifestyle: One of the best parts about Seattle is its incredible lifestyle. From amazing food and coffee to outdoor adventures like hiking and kayaking, Seattle offers something for everyone. Once you’re here, you’ll see why so many people love calling this city home.

 

  1. Get Ready for the Move

Now that you’ve found your home, it’s time to plan the big move. I’ll help make sure you’re prepared for this next step.

 

Hire Professional Movers: Moving across the country takes coordination. I recommend researching professional movers with experience in long-distance relocations to ensure your belongings arrive safely. Be sure to compare quotes and check reviews.

Plan for Temporary Housing or Storage: If your move-in date doesn’t line up with your move, I can help you explore short-term housing options or storage solutions to bridge the gap.

Set Up Utilities & Address Changes: Before you move, update your mailing address with USPS, set up utilities, and get your driver’s license and vehicle registration squared away.

 

  1. Prepare for the Inspection & Closing

Prepare for the Inspection & Closing

The Seattle market comes with some unique considerations, especially when it comes to the inspection and closing process. I’ll guide you through this and make sure everything is on track.

 

Hire Local Inspectors: Seattle’s weather can lead to issues like water damage or roofing concerns. I’ll connect you with experienced local inspectors who understand what to look for in Seattle homes.

Closing Costs: Be prepared for closing costs, which typically range from 2-5% of the home price. This includes taxes, title insurance, and lender fees—so make sure you’ve budgeted for these final steps.

 

  1. Settle In & Discover Your New Community

Settle Into Your New Community (1)Settle Into Your New Community (1)

Once the move is complete, it’s time to settle into your new Seattle home and start enjoying the city. I’ll be here to help you feel at home and connect with your new community.

 

Join Local Groups: Platforms like Nextdoor or Facebook neighborhood groups are great for meeting neighbors and getting involved in local events. Whatever community you decide to move to, I have a list of pages I can recommend! You’ll feel like a Seattleite in no time!

Explore Seattle: From Pike Place Market to Discovery Park and everything in between, there’s so much to see and do. Once you’re settled, take some time to explore and get to know your new city.

 

Final Thoughts

 

Relocating to Seattle from out of state doesn’t have to be a daunting process. With the right planning, the right agent (that’s me!), and a clear step-by-step approach, you’ll be well-prepared to make this move as smooth and stress-free as possible. I’m here to help you through every step of the way, to guide you as your Realtor, making sure you find the perfect home and feel confident in your decision. Welcome to Seattle—your new adventure awaits!

 

About the Author
Alina Araujo

To me, real estate is much more than buying or selling a single home, condo, or piece of land. It is about developing long-lasting relationships with my clients and becoming their trusted real estate advisor for whatever their current and next chapters hold. That means helping my clients maximize their most important investment regardless of the market I promise to provide the market information you need to make important real estate decisions and help you achieve your unique goals.

My passion is providing peace of mind and stress reduction throughout the buying or selling process. My former background in mortgage experience provides me “behind the scenes” insight so I can guide you through your transaction with ease. For buyers, I can help you find your comfort zone in terms of price range and monthly budget. For sellers, I put my marketing hat on and help you find the most listing dollars in your property. My team and I put our expertise to work, combining the latest technology and marketing techniques, to market your home utilizing cutting-edge techniques. 


If you are relocating to the greater Seattle area, the Eastside, or throughout King and Snohomish Counties, consider me your go-to resource. I have lived here for almost 30 years and there is just so much to love! Regardless of whether you are just starting your area research or need a home ASAP, I am here, ready to help. 


When my focus is not on my clients, it is on my two kids, my family, and my French Bulldog (named Panda for his awesome black and white coloring). We love to travel, so if you have a recommendation, we are all ears!


I look forward to connecting with you.